Britons take out loans to pay for cosmetic surgery, divorces and luxury yachts, according to a new survey.
The poll by BeatThatQuote.com revealed that other reasons for taking out a loan include debt consolidation, new hobbies, new cars, DIY and flying lessons.
It also found that people take out personal loans for different purposes depending on the time of year, with the summer seeing loans being taken out for weddings and online poker, while winter spurs some borrowers to shell out on new furniture and vintage wine.
"There are clear seasonal borrowing trends; debt consolidation after Christmas and home improvements in spring, but it's the one-offs that are most interesting as they really provide an insight into our relationship with credit," commented Sophie Neary, product director for BeatThatQuote.com.
Alliance and Leicester recently warned that borrowers could be paying £285 million more than they should for overly expensive personal loans.
The bank urged all consumers to compare loans whenever possible to order to make sure that they are getting the best deal for their money.




